Household Ledger

Your Cash Forecast

Edit your balance, income and bills below — everything recalculates instantly and is saved to your server.

Balance as of
$0
opening position for this forecast
Income
$0
over the forecast
Expenses
$0
over the forecast
Net
$0
balance growth
Lowest balance
$0
—

Big Payments Radar

flagged payments & savings goals due in the next 6 months

Calendar — Projected Balance

tap any day to see what's due and what's left
Sufficient
Tight (under $200)
Short (negative)

The Register Line

daily balance · dots = a bill is due

Month by Month

income vs expenses, end-of-month balance

Next 30 Days

register
DateDueInOutBal

Where It Goes

by category

Every Payment Date

grouped by month · balance shown is after that payment clears
Sufficient funds
Tight (under $200 left)
Short — balance goes negative

Loan Payoff Planner

model a lump-sum + extra payments to see when you'd be debt-free
Current path — no extra payment
—
—
With your extra payment
—
—

Balance Over Time

current path vs accelerated path

How To Get There Faster

extra lump sum today, keeping your current extra monthly amount
Extra paid nowPayoff dateTime to pay offInterest saved

Savings Goals — Trips

domestic weekends, international holidays — tracked per family member

Actual vs Forecast

check in with your real balance — see how reality compares to the plan

Record today's actual balance

Balance Over Time

actual check-ins vs what the forecast predicted

Check-in History

newest first · latest entry anchors the forecast

Account & Backup

your ledger is stored in a PostgreSQL database on your own server
Every edit is saved to the server and cached on this device as an offline fallback. If you edit from two devices at once, the one that saves second is shown the other's latest version instead of overwriting it.

Income

add every pay you receive

Expenses & Bills

add every recurring payment